The Application X-Press Method
Step 1 – SUBMIT FULL APPLICATION
Download, complete, sign and fax the Full Application to Ohio Lending Group or simply email the completed application to apps@ohiolending.com. Please make sure to include your preferred email address on the application so we can e-mail you your login information. By logging in to our web site, you can access the current status of your loan 24 hours a day/7 days a week.
Step 2 – FAX THE FOLLOWING DOCUMENTATION
- Past (2) years W2's for all applicants. If you are self employed, fax your past (2) years tax returns. Make sure to include all schedules.
This can be fairly lengthy, but it is required for most loans.
- Most recent pay stubs. If you are paid biweekly, please include (2) stubs. If you are paid weekly, please include (4) stubs. If you are paid monthly, please include (1) stub. You are required to show YTD income on all pay stubs.
- Most recent homeowners insurance declaration page. This page shows your coverage dates and amounts. If you do not have this, please fax the name and number of your insurance agent and we will acquire it directly.
- Most recent (2) months bank/investment statements. Most bank statements are sent out monthly. Please include all pages of each statement. If you have a 401k, mutual fund(s), stock(s), bond(s), etc., a quarterly statement within the past two months is acceptable.
- If you own investment properties, please include the most current leases in which the tenants have signed.
Step 3 – RECEIVE PAPERWORK
You will receive your paperwork within (3) business days after submitting your online application. Please sign the paper work and fax back as soon as possible. A timely response is necessary to prevent any delays.
Step 4 – YOUR WORK IS DONE!
We take over from here. You and/or your realtor will receive a phone call from an appraiser to set up your appraisal within (5) business days. You will have access to the status of your loan 24 hours a day/7 days a week via www.ohiolending.com using your login information.
Step 5 – CLOSE YOUR LOAN!
The entire Application X-Press process should only take (15) business days from start to finish. We pride ourselves on customer service and turnaround
time. This separates our mortgage services from the rest. Ohio Lending Group’s Application X-Press is your key to a quick, smooth and pleasurable mortgage experience.
If you have any questions or problems please don't hesitate to call us. We are here to make your mortgage experience quick and easy for you.
Thank you for choosing Ohio Lending Group as your Primary Financier.
1.866.OLG.LEND - Toll Free
614.488.9370 - Local Columbus, OH
614.488.9375 – Fax
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